Farm Loans

Farmer in tractor below flag — For more than 30 years, and in partnership with organizations nationwide, USDA's 2501 Program has helped reach underserved farmers and ranchers.

USDA Announces $22 Million to Support Underserved and Veteran Farmers and Ranchers

June 7, 2024

With USDA's 2501 Program funding, organizations conduct education, training, farming demos, and ag conferences to help underserved and veteran producers operate successful farms.

Desktop computer and cell phone with FarmRaise app on screen

USDA Partners with FarmRaise on Financial Tools and Resources for Agricultural Producers

June 7, 2024

A newly launched online tool assists livestock producers who suffered losses from severe weather, providing guidance on required loss documentation and a portal to submit their information to FSA county offices.

Aerial image of cattle on farm — Borrowing a loan can be a useful tool for farmers and ranchers, but it's important to first understand the loan terms and repayment requirements as spelled out in the loan documents. (CAP photo)

The Basics of Loans for Farmers and Ranchers

June 6, 2024

Extension Agricultural Economist Jessica Groskopf reviews basic information about loans, such as the difference between secured and unsecured loans, and what financial documents to prepare for a lender.

USDA to Host Beginning Farming and Ranching Webinar Series for Service Members, Veterans

April 16, 2024

This webinar series will provide service members, veterans and military spouses with critical USDA Beginning Farming and Ranching Program information that will better position attendees to enter ag careers.

Farmer holds tablet in field during harvest — To use the new Pay My Loan feature for direct loans, producers must establish a USDA customer account and a USDA Level 2 eAuthentication account or a Login.gov account. See more details below.

Farmers, Ranchers Now Can Make USDA Farm Loan Payments Online

February 16, 2024

To better assist producers during seasons of limited free time, such as planting and harvest, farm loan payments can now be made at the borrower’s convenience, on their schedule.

Tractor planting field — To help prevent farm foreclosures, USDA will cover approximately $80 million in delinquencies for an estimated 210 borrowers whose qualifying guaranteed loans were flagged for liquidation as of Nov. 30, 2023. USDA will also provide approximately $128 million for an estimated 1,120 borrowers with currently outstanding direct Emergency Loans as of Nov. 30, 2023.

USDA Provides $208 Million to Help Prevent Guaranteed Borrower Foreclosure, Assist Emergency Loan Borrowers

December 15, 2023

Borrowers can submit requests in person at their local FSA office or via the assistance portals on farmers.gov by Dec. 31, 2023.

Tractor in field at sunset — To submit a request for USDA FSA assistance, producers should contact their local USDA Service Center.

USDA November 2023 Lending Rates for Agricultural Producers

November 17, 2023

USDA FSA's website features the Loan Assistance Tool, an interactive online, step-by-step guide that assists producers through the farm loan process.

Financial papers and calculator — By entering the total purchase amount, down payment amount, annual interest rate (APR), duration in years, and the starting year of the loan, users can quickly and easily review the entire repayment schedule of a new loan.

CAP Launches New Loan Payment Calculator Tool

June 15, 2023

The new web-based calculator allows users to estimate a loan repayment schedule for a new loan and compare different loan terms, such as changes in the amount of the down payment, annual interest rates, or loan length.

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