Economics and Marketing

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Losing Your Operating Credit and Loan Subordination February 16, 2017

When an ag lender denies an operating loan for the next year and new funding sources are sought, a subordination agreement may be helpful in securing new credit while still laying out a payment plan for existing debt. Here’s what to consider.

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tractor in a field
Given current low crop prices and thin operating margins, parents may be asked to guarantee payment of a child's debt when the younger producer is having difficulty repaying a loan. Parents may want to seek an objective, third-party assessment counsel when evaluating their potential risk.

Things To Consider Before Co-Signing A Loan February 9, 2017

Parents co-signing loans for their children is common in agriculture. Traditionally, it has happened when a younger producer needs a loan for major purchases such as land, livestock, or farm equipment. Given current low crop prices and thin operating margins, parents also may be asked to guarantee payment of a child's debt when the younger producer is having difficulty repaying a loan. While no one wants to see a financial loss for their children, parents need to carefully consider the potential for losing a significant amount of their savings before signing on the bottom line.

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Nebraska Extension on Strengthening Nebraska's Agricultural Economy February 3, 2017

According to the Nebraska Department of Agriculture, one in four jobs in Nebraska is related to agriculture.  This signifies the importance of agriculture to Nebraska’s overall economy.

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Grain Marketing Workshops in Alliance and Sidney January 23, 2017

Grain marketing workshops will be offered Jan. 31 in Alliance and Feb. 1 in Sidney to assist grain producers minimize losses during this time of low prices.

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Cover of 2017 Nebraska Crop Budgets
Cover of 2017 Nebraska Crop Budgets

Using the 2017 Crop Budgets to Focus on Costs January 20, 2017

The 2017 Nebraska Crop Budgets include 73 crop budgets representing most major Nebraska crops from corn to peas to wheat and a variety of production and irrigation systems. With the challenging agricultural economy, the budgets are one means to identify and focus on specific areas of crop production costs falling above typical costs for your system.

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